Indian Railways gives you another reason to use BHIM app

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Buoyed by a 12% surge in the number of reserved tickets being booked digitally, the Railways today said passengers can now book their tickets on an app called BHIM.Ticket buyers can use the Bharat Interface for Money (BHIM) app from tomorrow, Mohd Jamshed, Member, Traffic, Railway Board, said.Before demonetisation, around 58 per cent of reserved tickets were booked online. The number has risen to 70 per cent since October 2016, he said.

BHIM or UPI (Unified Payments Interface) promoted by Prime Minister Narendra Modi post demonetisation facilitates instant fund transfers between two bank accounts on a mobile platform. Details of the beneficiary s bank account are not needed for this.
The transport behemoth has seen a surge in digital payments since October 2016 through etickets, but at counters, only 2-3 per cent transactions are cashless.

“Around 3-5 crore people in the reserved (ticket) category have migrated towards digital transactions through eticketing. At the counters, around 30 per cent passengers buy reserved tickets. We have installed card swiping machines for debit or credit cards,” he said.But the Railways wanted to find a way to help passengers who did not wish to carry card or cash, but just their phones, he said.
“So we are starting UPI from tomorrow. Passenger can go to the counter with their handsets and get their reserved tickets,” he said.
Reserved tickets worth around Rs 80 crore are bought through eticketing daily while tickets worth Rs 30 crore are purchased from counters at railway stations, Jamshed said.”Now a passenger does not have to carry his credit/ debit card, as they will be able to book it through BHIM app through a mobile phone,” Jamshed said.

He said the Railways is working to develop Bharat QR code option for booking tickets “Once it’s completed, passengers just need to scan the QR code to make payments,” the official said.

The Railways earns around Rs. 110 crores daily by selling reserved tickets – Rs. 80 crores from e-ticketing and Rs. 30 crores from tickets sold at reservation counters.

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