Mi Pay Launched in India, Xiaomi’s UPI-Based Payments App



  • Mi Pay is UPI-based, and supports recharges and bill payments
  • Xiaomi says Mi Pay has complied with data localisation requirements
  • Mi Pay takes on other UPI payments apps, such as Google Pay

Mi Pay payments app has been launched in India. Xiaomi at the Redmi Go launch event on Tuesday launched the Unified Payments Interface (UPI) based payments app in the country. The company emphasised it has complied with data localisation requirements, and the Mi Pay app has been approved by the National Payments Council of India (NPCI). ICICI Bank will function as the payment service provider for the Mi Pay app. The service not only allows payments via UPI but also via debit cards, credit cards, and Internet banking.

Xiaomi says the Mi Pay app will be available via the Mi Apps store soon, and that the framework will be deeply integrated within MIUI over the next couple of weeks so that users will not need to open the Mi Pay app to make payments.

Mi Pay app features
Mi Pay has instead been integrated within the native SMS, Contacts, App Vault, and Camera scanner apps. Apart from money transfer, the UPI-based Mi Pay app also supports recharges and bill payments. These features match those available from other major UPI-based payments apps in the country, such as Google Pay and PhonePe.


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